How to Deal with Insurance Companies After an Accident
Sometimes dealing with insurance companies after an accident can be almost as bad — and maybe worse — than the accident was in the first place. But you don’t have to go in unequipped or by yourself. Here are our tips for dealing with an insurance company after an accident.
Don’t Talk to The Other Person’s Insurance Company
We’ve said it before, and we’ll say it again — if the other person’s insurance company calls you, direct them immediately to speak with either your lawyer or your own insurance company. The purpose of these calls is often to get you to slip up and say something that will hurt your case.
Whether it’s uncertainty about the facts or a joking admission of guilt, your words can be twisted and used against you and any settlement you’re entitled to receive. It’s very important that you not converse or banter with an agent in any way. Simply immediately direct them to the people you’re already paying to speak to them for you.
Think Hard About Accepting the First Settlement Offer
Especially if your accident is a serious one that required hospitalization or lengthy medical bills that can take a while to roll in, you’ll want to think long and hard about accepting the first offer from an insurance company.
An insurance company can offer you a settlement before you’re even out of the hospital, but that’s before you have any idea of the extent of the medical bills you’re going to be paying. Financial hardships increase after an accident, and it’s important to have a full picture of the situation you’ll need your settlement to cover.
Don’t hesitate to seek advice from your own insurance company and especially your lawyer. They’ve likely dealt with situation similar to yours and can help you discern an appropriate amount of money for the ordeal you’ve been through.
Need a Personal Injury Attorney?
At Grover Law, we will do everything in our power to get you fair compensation as quickly and affordably as possible. If you’re in need of a personal injury attorney, we can help. Give us a call, or visit our website for more information.